Limited Time Offer: Get Your Zero Hassle Health Insurance Starting at ₹18/Day

In today’s world, the rising costs of medical care are an unavoidable reality. From initial doctor visits to lab tests and pharmacy bills, the cumulative expenses of comprehensive treatment can become overwhelming. ICICI Lombard’s Elevate policy is designed to help you navigate these challenges by providing comprehensive coverage with zero hassle, starting at just ₹18 per day.

What is the ICICI Lombard Elevate Policy?

The ICICI Lombard Elevate policy is a health insurance plan tailored to meet diverse healthcare needs, offering flexibility in terms of the sum insured and a wide range of add-on covers. This policy aims to support you throughout your health journey, from preventative measures to critical care, ensuring peace of mind and financial security.

Key Benefits of the Elevate Policy

• Hospitalization & Day Care Treatment Cover: Secure coverage for both inpatient and daycare procedures, ensuring you’re protected for various medical needs.
• Unlimited Reset of Sum Insured: Enjoy the benefit of resetting your sum insured unlimited times in a policy year, providing extra security for unforeseen medical events.
• Cashless Approval in 2 Hours: Experience quick and hassle-free cashless approvals for claims, making your hospital experience smoother.
• 30% Discount on Renewals for Active Living: Receive a significant discount on policy renewals if you maintain an active lifestyle.
• 100% Sum Insured Increase Every Year: Benefit from an annual increase in your sum insured, enhancing your coverage over time.
• Unlimited Sum Insured on Any One Claim During Policy Lifetime: Ensure comprehensive protection with unlimited sum insured for a single claim throughout your policy’s lifetime.
• AYUSH Treatment Covered up to Sum Insured: Alternative treatment methods, such as Ayurveda, Yoga, Unani, Siddha, and Homeopathy, are covered.
• Pre & Post Hospitalization Expenses: Cover expenses incurred 90 days before and 180 days after hospitalization.
• Road & Air Ambulance Covered Up To Sum Insured: Be assured of coverage for transportation in emergencies, whether by road or air.
• Customizable Waiting Periods: Tailor the waiting periods for specific coverages to fit your needs.
• OPD Benefits (with additional premium): Opt for additional outpatient department benefits to cover everyday medical expenses.

Coverage Details

What’s Included

• Inpatient Treatment and Daycare Procedures: Comprehensive coverage for hospital stays and specific procedures that don’t require overnight hospitalization.
• Modern Treatment and Pre & Post Hospitalization: Coverage extends to contemporary treatments and associated medical costs incurred before and after hospitalization.
• Inpatient AYUSH Hospitalization and Guaranteed Cumulative Bonus: Coverage for alternative treatments and a bonus for no claims.
• Bariatric Surgery and Reset Benefit: Includes weight-loss surgery coverage and the ability to reset your coverage limit.
• Domestic Road Ambulance and Donor Expenses: Transport and organ donor costs are covered, ensuring comprehensive care.

Add-On Benefits

• Infinite Care and Power Booster: Enhance your coverage with unlimited protection and a guaranteed bonus for no claims.
• Maternity Benefit and New Born Baby Cover: Coverage for maternity expenses and newborn care, including vaccinations.
• Worldwide Cover and Claim Protector: Global coverage for emergencies and protection of your claims history.
• Domestic Air Ambulance and Nursing at Home: Additional services for emergency transportation and at-home care.

How to Buy the Elevate Policy Online

1. Get a Quote: Provide your basic details, including family members and their ages.
2. Pick a Plan: Choose a policy with a sum insured that best fits your needs.
3. Pay: Complete the payment and start enjoying the benefits of your health insurance.

Locate Your Nearest Hospital

ICICI Lombard has a network of over 9500+ cashless hospitals as of July 31, 2020. You can search for hospitals by city or pin code to find the most convenient option for you.

Frequently Asked Questions

What is the age limit for taking this policy?

The policy is available for individuals aged 18 to 50 years.

How can I switch my current insurance to ICICI Lombard?

You can switch your current policy to ICICI Lombard by following the portability guidelines set by IRDAI.

Is overseas treatment for an illness covered?

Yes, the Worldwide Cover add-on provides coverage for overseas treatments.

Will ICICI Lombard Elevate Insurance pay for maternity expenses?

Yes, maternity expenses are covered under the maternity benefit add-on.

How can I raise a claim post-hospitalization?

Claims can be raised online or by contacting the ICICI Lombard customer service for assistance.

For more details, you can download the Elevate policy wordings and brochure from ICICI Lombard’s website.